Monday, September 30, 2019

Interpretations of American History Essay

History is successful when it tells you how things where, the only thing that could take you there was the imagination, but now, with all the technology that we have, we even can make a picture or a sketch of how the things were. asing on the things that had been found also. One of the things that the historians did, they constantly criticize, correct and supplement other historian point of view, they get closer to the truth arguing with one another. Historiography reminds you that history is not a closed book, is a reminder that there is always something to argue in history, it make us think or see what was before everything, the changes that have been in the growth of America, politics changes, racial justice, sex, differences in the society, education, labor. There has been a notorious change or evolution on how America has change. There are four stages in which the writing of American history has passed: the providential, the rationalist, the nationalist and the professional. The providential history in the United States from the seventeenth and eighteenth, ministers and magistrates and wrote a made of form of providential history. The puritans who settled in the United States believed that they were chosen by god that led to the form of their history to a holy chronicle one. Puritans used this form of writing for all men anybody that believed in god. The rationalism, they were very different with the providential because they didn’t believed that they were only chosen by god, they believed that opinions or actions should act on reason and knowledge not on their religious belief. They were ruled by the natural law was the idea of Newton, Locke, and the French philosophers (p. 75). The rationalist Jimenez 3 historians were the educated class in the colonies, the new story they told was of progress and reason. most of the historians of the eighteenth century were layer-politicians, planter-aristocrats, merchants or professionals. Tomas Jefferson was influenced by this movement and later on write a book named Notes on the State of Virginia in 1785. This book allow to men to discover and pursue their destiny and believed that they were free. After that, no one was free from slavery. This proves that the history during the rationalism the politicians only tells you what you want to hear, like right now it happens the same, everything was and is only about wealth, power, rights. In nationalist history changed the fact that in this stage the women contributed and argue in theirs perspectives or points of view. istorians of women rewrote the story of America from the beginning to the recent past. They did not give women a place in the existing narratives, they just reconceived whole fields of history. Their high opinion on distinguish scientifically and prove the truth from a romantic notion. In this time we can see through what has passed American History and learned about the different changes that our history has had, and also this has help to have America Jimenez 4 how is it now. Right now we see the thing different, for example, women can vote, women can do a lot more things that they couldn’t in the past, there is no slavery, everyone is free and follow their dreams and conquer their goals and that’s a big change.

Sunday, September 29, 2019

Case Analysis: Global Payments Breach

Table of Contents Executive Summary3 Company Background3 Security Breach3 Cost of Security Breach3 Closer Look at Control Issues4 Steps to mitigate data breach4 Conclusion6 References6 Executive Summary A data breach at a credit card payments processing firm Global Payments potentially impacted 1. 5 million credit and debit card numbers from major card brands Visa, MasterCard, Discover and American Express (money. cnn. com) in April 2012. Company Background Founded in 1967, Global Payments (NYSE:GPN) is one of the largest electronic transaction processing company based out of Atlanta, GA and operations in several European and APAC regions.The company provides business-to-business card payment and processing solutions for major card issuers such as Visa, Master Card, Amex and Discover. The company also performs terminal management and electronic check conversion. Security Breach Exactly a year ago, in March 2012 the company was hit by a massive security breach of its credit card payme nt processing servers impacting more than 1. 5 million customers (nytimes. com). The company reported unauthorized access to its processing system resulting in data transfer of 1,500,000 card numbers.According to the company report, data stolen includes name, social security number and the business bank account designated for payment processing or deposit services. As a result of unauthorized access to the company’s servers millions of customer confidential records got exported. Cost of Security Breach While this data breach is not the largest of the cases, Global Payments data breach turned out to be a $93. 9 million deal according to the company’s Jan 8th 2013 quarterly report (bankinfosecurity. com). This is mainly spent in enhancing security and ensure compliance with Payment Card Industry Data Security standard.The company hired a qualified security assessor (QSA) that conducted an independent review of the PCI-DSS compliance of Global Payments systems and advised many remediation steps for its systems and processes. The company also paid fines related to non-compliance and has reached to an understanding with several card networks. The majority of the expenses, $60 million were originated out of professional fees while $35. 9 million was estimated to be fraud losses, fines and other charges imposed by credit and debit card networks.However the company received $2 million in insurance recoveries. There could be additional expenses of $25 to $35 million in reminder of 2013 due to investigation, remediation and PCI compliance. Closer Look at Control Issues While the company would like to conceal finer details of the investigation a closer look into this case clearly reveals a fraud triangle of pressure, rationalization and opportunity. It is highly likely that an insider played a major role in exposing security vulnerabilities of the company’s information technology systems and lack of proper monitoring mechanisms.Lack of proper interna l controls resulted in the insider making use of the opportunity to commit fraud. The case clearly indicates that either system monitoring mechanism was inadequate and could not prevent the data thief to get access to PCI data. It is not clear whether high level data encryption was implemented for personal data such as social security numbers and bank accounts. Steps to mitigate data breach A number of precautionary and data protection measures should be taken to ensure PCI compliance and prevent such a massive data theft (sans. rg). 1. Establish multiple levels of data security specifically for personal information such as customer account numbers, social security numbers, customer addresses, phone numbers etc. , This includes creating authorization algorithms and every data retrieval gets logged and reported. 2. The data should be encrypted by utilizing best of data encryption methodologies to protect both data at rest and in transit. Data at rest is the information residing in da tabase and file servers and even in personal computers. On the ther hand, data in transit refers to data moving across local and wide area networks. 3. Identifying all the sensitive data that needs encryption is the first step in protecting data based on the data classification policies. 4. Locate data at rest and data in motion and then apply techniques such as eradication i. e. removal of unnecessary data lying in file systems or personal PCs; obfuscation of data to ensure it is not in readily readable format and finally encrypt by employing industry standard data encryption techniques. 5. Follow PCI-DSS requirements for financial data . PIN blocks, CVV2 and CVC2 card verification data cannot be stored at any time. b. All sensitive information must be encrypted during transmission over networks that are main targets for hackers. c. Ensure that security related technology is resistant to tampering and do not disclose any security related documentation. d. Ensure sound and practical policies around data generation, updates, deletion, storage and archival of cryptographic keys e. Ensure that data exchange is conducted over a trusted path that follows high controls and confirms to authenticity of content.Conclusion The numbers of cyber threats are increasing at an alarming level and a small overlook on company’s behalf is enough for hackers to steal confidential data and put consumers at risk. In today’s high tech world of information technology customers information is at high risk of breach and any company both private or public involved in dealing with financial data has to ensure highest level of regulatory compliance to protect consumers interest, maintain their trust and finally run as an ongoing concern References 1.Jessica Silver-Greenburg, Nelson D Schwartz (March 30 2012). â€Å"Master Card and Visa Investigate Data Breach† New York Times. Retrieved 2013-03-17. 2. Information Security Group (January 10 2013). â€Å"Global Payments Breach Tab: $94 million†. www. bankofsecurity. com. Retrieved 2013-03-17. 3. Julianne Pepitone (April 3 2012). â€Å"1. 5 million Card numbers at risk from hack†. www. money. cnn. com. Retrieved 2013-03-17 4. Dave Shackleford (November 2007). â€Å"Regulations and Standards: Where Encryption Applies†. www. sans. org/reading/analyst_program/encryption_Nov07. pdf

Saturday, September 28, 2019

Denver Area Educational Telecommunications Consortium v FCC, 518 U.S Essay

Denver Area Educational Telecommunications Consortium v FCC, 518 U.S. 727 United States v. Playboy Entertainment Group, 529 U.S - Essay Example In this Act, section 10 (a) and (c) allowed television program operator to forbid or deny broadcasting a program that it practically trusts portrays sexual activities or organs in a patently offensive way. On the other hand, section 10 (b) required the operators to distinguish a â€Å"patently belligerent† programming, block it and unblock it within 30 days of the viewer’s request (Breyer et al. 1). The appeal’s court held that the three sections were coherent with the First Amendment. The ruling was acknowledged in part and reversed in part. The court issued the opinion resolving that  § 10(b) infringes the first modification. The sections’ â€Å"distinguish and block† requisites have understandable language obstructive upshots for subscribers, who cannot view telecasts distinguished on the â€Å"patently belligerent† channel devoid of significant prior planning. Additionally, the judge held that section 10 (b) was not properly designed to attain its primary goal of protecting the children from disclosure to â€Å"patently offensive† telecasts (Breyer et al. 1). The case number 98-1682, United States, et al., the Appellants, vs. Playboy Entertainment Group, Inc., the Defendant, was argued from November 30, 1999 and decided on May 22, 2000. In this case, the Appellant, United States filed a direct appeal pursuant to section 561 of the Telecommunications Act, 1996. In the prior history of this case, the Appellee, Playboy Entertainment Group, challenged the Telecommunications Act of 1996 by asserting that section 505 was an unreasonably limiting content-oriented statute offensive of the First Amendment. In its previous ruling, the court held that section 505 infringes the First Amendment. This case signified a contest to the  §505 of the Telecommunications Act 1996, Pub. L. 104-104. This section necessitates cable television operators who offer telecasts â€Å"primarily committed to sexually-oriented programmi ng† either fully block or scramble the broadcasts or restrict their broadcast to a time when children are not probable to be watching preferably between 10 p.m. and 6 a.m. In order to conform to this directive, most of the cable operators implemented the second time broadcasting approach. The upshot of the extensive implementation of the time broadcasting was to do away with the broadcasting of the targeted programming exterior to the shark repellent period in affected cable service parts. In this case, no household would receive this type of programs for two third of the hours of the day. In the appeal case, the court dismissed the appeal for lack of jurisdiction and affirmed its earlier decision. In the Denver Educational Telecommunications Consortium, Inc, et al., vs. Federal Communications Commission et al. case, the court noted that Section 10 (b) infringes the First Amendment. The court noted that tis section had speech limiting effects on the subscribers and that it was not appropriately designed to protect children from â€Å"patently offensive† materials. A close examination of section 10 (a) depicted that the statute appropriately addresses a severe issue without inflicting unnecessary limitation on speech (Breyer et al. 1). The appellant’s dependence on the court’s â€Å"public form† is ineffective. It is needless and uninformed to decide on how to use the public forum principle to

Friday, September 27, 2019

Criminal justice Thesis Example | Topics and Well Written Essays - 1500 words

Criminal justice - Thesis Example The state of affair above means that there is a correlation between increased immigration and the rising cases of crime since the immigrants who form a crucial part of this debate are the very perpetrators of crime in the United States. For instance, in line with this rationale is the disclosure by the Pew Hispanic Center which pointed out that in 2007, those sentenced for federal crimes were largely non-US citizens Hispanics who accounted for 74% of the immigration offenders. The same accounted for 25% of drug offenders, 6% of firearms offenders, and 8% of the white collar crimes perpetrators. This statistical provision above is of great interest, given that non-native Hispanics account for 5.1% of the nations adult population. In the same vein, the Federal Bureau of Prison corroborates the statement by the Pew Hispanic Center to state that 26.4% of inmates that are incarcerated in federal prisons are non-US citizens. The seriousness of the mater is underscored by the fact that thes e illegal immigrants are small enough to comprise a paltry 8.6% of the US adult population. The rationale herein is that if a small population such as the non-US citizen can account for the inordinately high rates of crime and prison population, then the situation can turn into a tragedy if the number of the illegal immigrants in the US increases. In another wavelength, there are other observers such as XXXX who point out that the concomitance between increased immigration and high rates of crime is too strong to be gainsaid. XXX points out that illegal immigration in itself is a crime, and therefore, it could suffice to moderate the question. XXXX points out that this is because, illegal immigration is not only a crime, but it has steadily scaled upwards since 1995. In Maricopa County, 22% of felons are illegal immigrants; in Collier County, 22% of prison inmates are illegal immigrants; in Lake County, 19% of prison inmates are illegal immigrants; and in Weld County,

Thursday, September 26, 2019

If Barack Obama Was Assasinated Essay Example | Topics and Well Written Essays - 750 words

If Barack Obama Was Assasinated - Essay Example Several newspapers have all brought up the idea that "A violent dispatching of Obama would leave the road to the White House paved for McCain, with Mexico and the rest of the world having to deal with four more years of Republican nightmare"(WorldMeetsUs). And there is certainly some truth behind this. At the current standings Hillary trails Obama in both the pledged delegate vote and the super delegate vote, and it seems that he support may be waning with the leave of her head officer in the past few days as well. And beside her Democratic fan base, nobody knows jus though well she would do in the general election. Comparing Obama to both Martin Luther King Jr. and Malcom X, there is a strong case made that any black politician that events so strongly into society is eventual taken care of. Who is to say the same couldn't happen to Obama. That leaves one to assume that if Obama was assassinated we would see a Republican White House again, something that many people sure don't want t o see again, and it would utterly defeat Hillary in the general election. Civil rights would then jump to the forefront of American life and become a full fledged problem again. Some people feel it would cause such an uprising in fact, that the situation " escalate into an all out civil race war. This will result in marshal law and the national guard will be deployed. "escalate into an all out civil race war. This will result in marshal law and the national guard will be deployed(GNN Tv). And this certainly seems like a probable reaction. Mass riots would break out, and the pot will have boiled over again, causing all racial tensions in the United States to bring us into a state of personal racial warfare. Some even fear that total extremes could be reached, and that the situation could end up with people seeing "guerilla warfare with black leaders and white leaders taking law into there own hands. Anyone and everyone has a gun these days and they will be used. Prisons are ultra full of black men that will riot and kill any white inmates and this will req uire more effort by the National guard and local authorities to contain leaving our streets vulnerable. People will try to leave the US but other countries will seal their borders for fear of a mass US migration. Power plants, factories, stores, and financial institutions will close out of fear of racial attacks. People will be cold, hungry and possibly homeless as the National Guard and guerilla groups take over cities and kill or imprison opposing parties. I believe you will see atrocities that will rival that of Hitler's concentration camps, and it will all be in high definition courtesy of our media which will further infuriate and feed the panic"(gnn Tv). And that ultimate result of war is not something we want to see happen, but is all too real a result if Obama was assassinated. The racism that would spring up around the assassination of Obama would be absolute, and could thrust the United States into even a possible second Civil War, again fueled by racial tensions. Noble Prize Winner Doris Lessing even echoed that she felt it was certain that he would be killed. ""He would probably not last long, a black man in the position of president. They would kill him",

Wednesday, September 25, 2019

The Treachery of Images Essay Example | Topics and Well Written Essays - 500 words - 3

The Treachery of Images - Essay Example The important distinction between them, which is present in the Magritte’s works, follows: words reference the world and images represent the world. His ideas about real and unreal differ from the classical concepts. Rene Magritte argued that: "Sometimes the image of the object takes the place of its name. The word can take place of the object in the reality. From the mismatch the artist came to the denial. By writing "This is not a pipe" he brings havoc to all the traditional relationship between word and image. The word "representational," when it’s used as a determination for a work of art, means that the painting depicts something taken from a real world which most spectators can easily recognize. Representation can be regarded as a smooth transition between artist’s thoughts and the real embodiment of a piece of art, whereas the understanding of representation by an audience may not coincide with the initial artist’s idea. At the same time the artist tries to convey the idea so that it could be understood by the audience, so, representational pieces of art requires one’s efforts to understand it since itis initially presupposed to contain some particular sense. This type of art is clearly seen on the painting of Giovanni Arnolfini and His Wife by Van Eyck and The Rocky Mountains by Bierstadt. Abstract art in its turn, tends to "harmonization", to the creation of a combination of certain colors and geometric shapes in order to cause a variety of contemplative associations. Abstract aims to create an extremely saturated painting with quite an ambiguous meaning conveyed by its figures.

Tuesday, September 24, 2019

Economics of Organisation Essay Example | Topics and Well Written Essays - 3750 words - 2

Economics of Organisation - Essay Example It MUST NOT exceed 4,000 words excluding references. Assignments: Students should submit at least one practice essay and problem solution based on the class topics, the mock exam paper or previous exam papers in addition to the coursework assessment. This should be handed to Dr Martin Hoskins for assessment before the end of the Christmas vacation. Assessments submitted after this date will not be marked. The assessment, which contributes 30% of the module mark, should be submitted to the ‘Reception’ before the end of the week after the Christmas vacation. It MUST NOT exceed 4,000 words excluding references. Remember to include your name or student number, degree group and the module name and number. Make clear reference to material, including websites, which you use. You will be required to sign a ‘No plagiarism’ declaration. †¢ What are the problems that face the owners of firms in designing incentive pay schemes when work effort cannot be directly monitored? What evidence is there that these schemes are successful? How can incentive schemes provide the ‘wrong’ incentives? †¢ By referring to examples of corporate failure assess the importance of the principal-agent problem in explaining failures of corporate governance? How can regulatory reform such as the ‘Sarbanes – Oxley’ legislation and recent changes in bank regulations mitigate the ‘principal- agent’ problem? This section will discuss the problems posed by the separation of ownership from control. It will consider the problems of managing and controlling complex organisations where information is imperfect, contracts incomplete and there are opportunities, and incentives, to engage in ‘opportunistic behaviour’. This section will consider the theory of the firm as it is presented in standard economic analysis. The simplest kinds of neoclassical firm maximise

Monday, September 23, 2019

How do the wars in Iraq and Afghanistan affect the U.S. economy, Essay

How do the wars in Iraq and Afghanistan affect the U.S. economy, politics and way of thinking - Essay Example According to many estimates, the cost of the Iraq War has been to the tune of $845 Billion to the US alone. The famous Nobel laureate, Joseph Stiglitz has estimated that the total cost to the economy has been to the tune of $3 Trillion. And he says that this can surpass even the cost of World War II that was around $5 Trillion to the US Economy (Stiglitz 125). It is estimated that the US spends a few billions in dollars everyday in Iraq. Apart from these direct costs, there are indirect costs to the economy that include interest raised on the debt to service the war, the cost of veterans coming home and getting treated for their injuries and the like (Reuters, 2008). There are also other costs that include the replacement of damaged hardware and other machinery. The costs of the Iraq war have exceeded a lot more than what were originally estimated. And if we add the cost of reconstruction and rebuilding the economy, it becomes apparent that the Iraq war has been a nightmare in terms of the financial aspect. This has had severe repercussions on the American economy as we shall see in the next section. The US government resorted to a variety of methods to finance the Iraq War. Primarily, the government encouraged profligate borrowing and reckless lending practices in order to raise the money required for the war. Since the war costs had to be finances, the US government turned to the sovereign wealth funds of the Middle Eastern countries to finance the war. This led to over-reliance on borrowed money and the US has been running huge trade deficits that can only be sustained by the infusion of more and more liquidity into the system. Towards this end, the lending practices became lax and not subjected to oversight and this has led to the sub-prime meltdown in the US (Kevin Philips 75-79). As it is, the dollar is the fiat currency

Sunday, September 22, 2019

Is there a China threat, and if so what should we be doing about it Essay

Is there a China threat, and if so what should we be doing about it - Essay Example The enduring control of a worn-out, edgy, Communist regime scarcely serves to improve international confidence in the Chinese bid for a responsible position on the world stage of the new century (Lawson, 161). It is possible that what some see as the threat of a menacing new superpower might actually be the promise of a new forward-looking Chinese generation on the verge of the disavowal of old revolutionary sympathies with aspirations of taking an active part in a wider world growing ever more interdependent (Jian, 28). Professor Chen Jian offers a unique point of view from his background as a Chinese Red Guard during the infamous Cultural Revolution. Appraising China's foreign-policy from the vantage point of an insider rooted in Chinese history, Jian identifies a key factor in Chinese modern military behaviour as the belief that economic exploitation and military aggression by foreign imperialist countries have dishonoured the glory of the ancient Central Kingdom or Zhong Guo (Jian, 26). The perceived humiliation continues to foster a victim mindset unique to Chinese history that overshadows China's relations with the international community (Thatcher, 163). Chinese leaders held that the revolution would be ultimately successful when it recovered China's former standing in the world (Leffler and Painter, 278). China currently boasts a ten percent annual economic growth, but poverty is rife in its rural interior. The regime uses its extensive masses in the service of its growing economic prowess, while its aging leaders wrestle with the spectre of social dissolution under the strain of vastly diverse regional political, economic, and ethnic forces (Poole-Robb and Bailey,185). Serious domestic challenges compel modern China to focus its policy largely within its own borders. The persistence of political repression along with China's dismal human rights record may actually be the uneasy admission that the iron control is slipping by degrees from their grasp (Lawson, 149). Though Chinese labourers are more expensive than their equals in poorer countries of Southeast Asia or Africa, the Chinese nation offers a more stable situation for international investment in the current political climate, along with a dependable and competent labour force, primed by years of government-enforced discipline (Poole-Robb and Bailey, 185). The Chinese masses make attractive market prospects and inexpensive manufacturers. As China's market attains record trade, industrial output, and consumer spending, the nation's future holds both promise and paradox for the world at large (Thatcher, 114). From near isolation China has escalated to the third strongest economy in world trade, behind the United States and Germany but ahead of Japan. Though the Chinese middle class does not quite experience the affluence Western nations enjoy, the standard of living for this growing sector of the public is relatively high within the general Chinese public, as China's domestic price differs substantially from the price of a comparable item in wealthier nations with higher standards of living (Segal, 56). China's citizens number close to 1.5 billion people, a population in great flux. Since economic reform began under Deng Xiaoping three decades ago, the

Saturday, September 21, 2019

How the world has changed Essay Example for Free

How the world has changed Essay The essay â€Å"Use Your Own Words† by Anne Trubek argues a great point that technology is changing the way we read and write and that spell must change also. Should the world let technology take over? What is the purpose of a map if you can easily find it on your phone and get directions? Think about it, what is the purpose of having a book or newspaper in modern times if you can easily go on the internet. She supports this by showing and explaining how spelling checkers and much more are slowly messing with the way we spell. What Trubek states in her argument is very true, spelling has went from â€Å"As soon as possible to ASAP† just in a matter of centuries. It all started in 1475 reducing the amount of letters in words, abbreviating. Back then there was no one or thing to tell you whether you spelled it wrong or right now we have many systems that correct the spelling. Even though it was used in that time as telegrams. I agree that we have let technology change the way the spelling system is now; some of the effects are hardly changeable. For instance text messaging has made people have a certain and crazy way of spelling that most well a lot of professors, teachers and more dont always understand. Kids and certain adults communicate in many different modalities as a result of technology. When using iPhones, tablets, smart pads and more they use T9 word which corrects the spelling as you text or swipe and let you circle some of the words and it spells them for you. When I started high school and got my first phone I used it, it’s a technology built to help people typing on cellphones. I didn’t know how to spell words so it used set of words that where similar to the word I was looking for. Texting became even easier to me when I was a minor. Some people are happy but 10% complain as Trubek stated â€Å"Damn you, autocorrect† (220). When you look on websites people misspell a lot using spelling systems like swipe, then have to apologize for the mistakes. While younger centuries are developing this apart of their lives, older are saying we have lost are mind. Another true fact is teacher even want us to use spelling  grammar and check on computers like in Microsoft word and more. The spelling system argues that spelling reform would make a huge change in the world today that’s the way she looked at it if you read page 221 they stated that reduce the words help people get a better understanding. Just slowly and often not in an organized way. There are many words that were once spelled very differently but have now changed. For example, error was spelled errour. In American language has been up and down beaten and destroyed just as fast as it was built. The writing has even changed certain formats for certain paper, the way your letters look, everything. I believe she feels we have already done enough to it what could possible go wrong with trying to make it better in the world, changing the spelling systems and making it not so much as slang but as proper English, or even just letting people know what goes where and not always shorting the word. In the future at the rate there going words want live on it will be codes that you will have to go by. It is great that we have established new inventions but not to take and destroy what many of our ancestors built. I think that most important thing to her is how she can make a change; I mean I understand we have let technology do a lot for us. Like computers, tablets, phones can keep all of those files and handouts in neat folders. The way that we think of textbooks is completely changing. It is no longer just text and pictures. Today’s textbooks often have web-based sites that include assessments, animations, additional materials, videos, and other materials to support the learning of new contents. Even you have books that can be downloaded on everything and it reads it for you and or watch the movie or as I like to call it the remake. Which by the way takes away from your reading skills and more? I’m not sure if this is a part of the learning, but we don’t pass notes in class anymore. Because we can easily get them off are email or as most students do text one another instead. Its just another funny way how technology has changed education. As I look over this essay it makes me want to take and bye me a lot of dictionary sit down and study every word in the book. Instead on using the one on my phone and cutting down on the way I spell in my texting. When Trubek stated â€Å"Standardized spelling enables readers to understand writing, to aid communication and ensure clarity† (222). She made me think about what my grandmother always told me â€Å"don’t eat anything if you can’t spell it; know where it came from and what’s in it. This is a great article I would encourage a lot of people to read it and think about it, and hopeful as they get older try to change the way they incorporate how to spell, read write and learn.

Friday, September 20, 2019

Reserve Bank Of India English Language Essay

Reserve Bank Of India English Language Essay The central bank of the country is the Reserve Bank of India (RBI). It was established in April 1935 with a share capital of Rs. 5 crores on the basis of the recommendations of the Hilton Young Commission. The share capital was divided into shares of Rs. 100 each fully paid which was entirely owned by private shareholders in the begining. The Government held shares of nominal value of Rs. 2,20,000. Reserve Bank of India was nationalised in the year 1949. The general superintendence and direction of the Bank is entrusted to Central Board of Directors of 20 members, the Governor and four Deputy Governors, one Government official from the Ministry of Finance. Ten nominated Directors by the Government to give representation to important elements in the economic life of the country, and four nominated Directors by the Central Government to represent the four local Boards with the headquarters at Mumbai, Kolkata, Chennai and New Delhi. Local Boards consist of five members each Central Government appointed for a term of four years to represent territorial and economic interests and the interests of co-operative and indigenous bank. The Reserve Bank of India Act, 1934 was commenced on April 1, 1935. The Act, 1934 (II of 1934) provides the statutory basis of the functioning of the Bank. The Bank was constituted for the need of following: To regulate the issue of banknotes To maintain reserves with a view to securing monetary stability and To operate the credit and currency system of the country to its advantage. Indian currency The Currency Department in RBI attends to the core statutory function of note and coin issue and currency management. This involves forecasting the demand for fresh notes and coins, placing the indent with four printing presses and mints, receiving supplies against those indents and distributing them through the 18 offices of the Bank, a wide network of currency chests Repositories and small coin depots. The Department also keeps an account of notes in circulation and also the stocks at RBI offices and currency chests. Bank notes The Reserve Bank has the sole authority to issue banknotes in India. Reserve Bank, like other central banks the world over, changes the design of banknotes From time to time. The Reserve Bank has introduced banknotes in the Mahatma Gandhi Series since 1996 and has so far issued notes in the denominations of Rs.5, Rs.10, Rs.20, Rs.50, Rs.100, Rs.500, and Rs.1000 in this series. Function of reserve bank of india Bank of issue Under Section 22 of the Reserve Bank of India Act, the Bank has the sole right to issue bank notes of all denominations. The distribution of one rupee notes and coins and small coins all over the country is undertaken by the Reserve Bank as agent of the Government. The Reserve Bank has a separate Issue Department which is entrusted with the issue of currency notes. The assets and liabilities of the Issue Department are kept separate from those of the Banking Department. Originally, the assets of the Issue Department were to consist of not less than two-fifths of gold coin, gold bullion or sterling securities provided the amount of gold was not less than Rs. 40 crores in value. The remaining three-fifths of the assets might be held in rupee coins, Government of India rupee securities, eligible bills of exchange and promissory notes Payable in India. Due to the exigencies of the Second World War and the post-was period, these provisions were considerably modified. Since 1957, the Reserve Bank of India is required to maintain gold and foreign exchange reserves of Ra. 200 crores, of which at least Rs. 115 crores should be in gold. The system as it exists today is known as the minimum reserve system. CONCEPT AND MEANING of deficit financing Deficit financing refers to means of financing the deliberate excess of expenditure Over income through printing of currency notes or through borrowings. The term is also generally used to refer to the financing of a planned deficit whether operated by a government in its domestic affairs or with reference to balance of payment deficit. In the West, the phrase Deficit financing has been used to describe the financing of a deliberately created gap between public revenue and expenditure or a budgetary deficit. This gap is filled up by government borrowings which include all the sources of public borrowings viz., from people, commercial banks and the Central Bank. In this manner idle savings in the country are made active. This increases employment and output. But according to Indian budgetary documents government resorting to borrowing From the public and the commercial banks does not come under deficit financing. These are included under the head of Market Borrowings and government spending to the extent of its market borrowings does not result in or lead to deficit financing. In the Indian context, public expenditure, which is financed by borrowing from the public, commercial banks are excluded from deficit financing. While borrowing from the central bank of the country, withdrawal of accumulated cash balances and issue of new currency are included within its purview. Deficit financing in Indian context occurs when there are budgetary deficits. Let us Now discuss the meaning of budgetary deficit. Budgetary deficit refers to the excess of total expenditure (both revenue and capital) over total receipts (both revenue and capital). In the words of the First Plan document, the term deficit financing is used to denote the direct addition to gross national expenditure through budget deficits, whether the deficits are on revenue or on capital account. The essence of such a policy I lies, therefore, in government spending in excess of the revenue it receives in the Shape of taxes, earnings of state enterprises, loans from the public, deposits and funds and other miscellaneous sources. The government may cover the deficit either by running down its accumulated balances or by borrowing from the banking system (Mainly from the Central Bank of the country) and thus creating money. Thus, the government tackles the deficit financing through approaching the Central Bank of the country i.e. Reserve Bank of India and commercial banks for credit and also by withdrawing its cash balances from the Central Bank. The magnitude of actual budget deficit during the seventh plan had been of the order of Rs. 29,503 crore (at 1984-85 prices) which was more than double the estimate of Rs. 14,000 crore. The Budget for 1990-91 laid stress on limiting the size of the budget Deficit through containment of expenditure growth and better tax compliance. The budget programmed a deficit of Rs. 1,10,592 crore in 1989-90. The revised estimates for the year 1990-91 placed the budgetary deficit at Rs. 10,772 crore which is nearly 50% higher than the budget estimate. Proper financial management demands that the revenue receipts of the government, which are in the shape of taxes, loans from the public, earnings of the state enterprises etc., should not only meet the revenue expenditure but also leave a surplus for financing the plan. Contrary to this deficits on revenue account are growing year after year. For example the revised estimates place the deficit on revenue account during 1990-91 at Rs. 17,585 crore as against the budget deficit of Rs. 10,772 crore. A higher revenue deficit implies higher borrowed resources to cover the deficit leading to higher interest payments thus creating a sort of vicious circle. ROLE OF DEFICIT FINANCING AS AN AID TO FINANCING ECONOMIC DEVELOPMENT Deficit financing has been resorted to during three different situations in which objectives and impact of deficit financing are quite different. These three situations are war, depression and economic development. Deficit financing during war Deficit financing has its historical origin in wlr finance. At the time of war, almost every government has to spend more than its revenue receipts from taxes and borrowings. Government has to create new money (printed notes or borrowing from the Central Bank) in order to meet the requirements of war finance. Deficit financing during war is always inflationary because monetary incomes and demand for consumption goods rise but usually there is shortage of supply of consumption goods. Deficit financing during depression The use of deficit financing during times of depression to boost the economy got impetus during the great depression of the thirties. It was Keynes who established a positive role for deficit financing in industrial economy during the period of depression. It was advocated that during depression, government should resort to Construction of public works wherein purchasing power would go into the hands of people and thereby demand would be stimulated. This will help in fuller utilization of already existing but temporarily idle plants and machinery. Deficit spending by the government during depression helps to start the stagnant wheels of productive machinery and thus promotes prosperity. Deficit financing and economic development Deficit financing for development, like depression deficit financing, provides stimulus to economic growth by financing investment, employment and output in the economy. On the other hand development deficit financing resembles war deficit financing in its effect on the economy. Both are inflationary though the reasons for price rise in both the cases are quite different. When government resorts to deficit financing for development, large sums are invested in basic heavy industries with long gestation periods and in economic and social overheads. This leads to immediate rise in monetary incomes while production of consumption goods cannot be increased immediately with the result that prices go up. It is also called the inflationary way of financing development. However, it helps rapid capital formation for economic development. Inflation may occur if the government of country prints money in excess that what is actually required, to deal with financial emergencies. This results in the escalation of the prices with rapidity, to keep pace with the currency surplus. This situation is known as the Demand- Pull, which is characterized by forceful escalation of the prices, owing to a higher demand. That is deficit inflation. Deficit Inflation. It is the inflation caused by deficit financing. When the government budgets contain heavy deficit financing, through creating new money, the purchasing power in the community increases and prices rise. This may be referred as to as deficit-induced inflation. During a planning era, when government launches upon heavy investment, it usually resorts to deficit financing, when adequate resources are not found. An inflationary spiral develops due to deficit financing, when adequate resources are not found. An inflationary spiral develops due to deficit financing, when the production of consumption goods fails to keep pace with the increased money expenditure. CAUSES OF DEFICIT INFLATION Deficit Financing In order to meet its mounting expense the government resorts to deficit financing by borrowing from the public and even by printing more notes. This raises aggregate demand ill relation. to aggregate supply, thereby leading to inflationary rise in prices. This .is also known as deficit induced inflation. Increase in Money Supply. Inflation is caused by an increase in the supply of money which. leads to increase in aggregate demand. The higher the growth rate of the nominal money supply, the higher is the rate of inflation. Modern quantity theorists do not believe that true inflation starts after the full employment level. This view is realistic because all advanced countries are faced with high levels of unemployment and high rates of inflation. EFFECTS OF INFLATION Inflation affects different people differently. This is because of the fall in the value of money. When price rises or the value of money falls, some groups of the society gain, some lose and some stand in between. Broadly speaking, there lire two economic. Groups in every society, the fixed income group and the flexible income group. People belonging to the first group loss and those belonging to the second group gain. The reason is that the price movements in the case of different goods, services, assets, etc. are not uniform. When there is inflation, most prices are rising, but the rates of increase of individual prices differ much. Prices of some goods and services rise faster, of others slowly and of still others remain unchanged. We discuss below the effects of inflation on redistribution of income and wealth, production, and on the society as a whole. The society who suffered with loss Salaried Persons. Salaried workers such as clerks, teachers, and other white collar persons lose when there is inflation. The reason is that their salaries are slow to adjust when prices are rising. Wage Earners. Wage earners may gain or lose depending upon the speed with which their wages adjust to rising prices. If their unions are strong, they may get their wages linked to the living index. In this way, they may be able to protect themselves from the bad effects of inflation. But the problem is that there is often a time lag between the raising of wages by employers and the rise in prices. So workers lose because by the time wages are raised, the cost of living index may have increased further. But where the unions have entered into contractual wages for a fixed period, the workers lose when prices continue to rise during the period of contract. On the whole, the wage earners are in the same position as the while collar persons. Fixed Income Group. The recipients of transfer payments such as pensions, unemployment insurance, social security, etc. and recipients of interest and rent live on fixed incomes. Pensioners get fixed pensions. Similarly the rentier class consisting of interest and rent receivers get fixed payments. The same is the case with the holders of fixed interest bearing securities, debentures and deposits. All such persons lose because they receive fixed payments, while the value of money continues to fall with rising prices. Among these groups, the recipients of transfer payments belong to the lower income group and the rentier class to the upper income group. Inflation redistributes income from these two groups towards the middle income group comprising traders and businessmen. Agriculturists. Agriculturists are of three types, landlords, peasant proprietors, and landless agricultural workers. Landlords lose during rising prices because they get fixed rents. But peasant proprietors who own and cultivate their farms gain. Prices of farm products increase more than the cost of production. For prices of inputs and land revenue do not rise to the same extent as the rise in the prices of farm products. On the other hand, the landless agricultural workers are hit hard by rising prices. Their wages are not raised by the farm owners, because trade unionism is absent among them. But the prices of con-sumer goods rise rapidly. So landless agricultural workers are losers. The society who got profit Businessman. Business of all types, such as producers, traders and real estate holders gain during periods of rising prices. Take producers first. When prices are rising, the value of their inventories (goods in stock) rise in the same proportion. So they profit more when they sell their stored commodities. Equity Holders Persons who hold shares or stocks of companies gain during inflation. For when prices are rising, business activities expand which increase profits of companies. As profits increase, dividends on equities also increase at a faster rate than prices. REASON OF WHY DO NOT PRINT MORE MONEY:- After the print of more money inflation will came in economy and mostly middle classes and poor people can suffered with inflation because, incomes of the rich have increased and middle and poor classes have declined with inflation. Inflation brings about shifts in the distribution of real income from those whose money incomes relatively inflexible to those whose money incomes are relatively flexible. The poor and middle classes suffer because their wages and salaries are more or less fixed but the prices of commodities continue to rise. They become more impoverished. On the other hand, businessmen, industrialists, traders, real estate holders, speculators, and others with variable incomes gain during rising price The latter category of persons become rich at the cost of the former group. There is unjustified transfer of income and wealth from the poor to the rich. As a result the rich roll in wealth and indulge in conspicuous consumption, while the poor and middle classes live in abject misery and poverty. Conclusion:- By the study of above things we got conclusion if the government print more money than may economy can trap in inflation and poverty may be increases broadly because, middle classes and poor people can suffered with inflation because, incomes of the rich have increased and middle and poor classes have declined with inflation. Inflation brings about shifts in the distribution of real income from those whose money incomes relatively inflexible to those whose money incomes are relatively flexible. REFERENCE:- RBI:- http://finance.indiamart.com/investment_in_india/rbi.html INDIAN CURRENCY:- http://www.rbi.org.in/currency/faqs.html BANK NOTES:- http://finance.indiamart.com/investment_in_india/rbi.html FUNCTION OF RBI:- http://finance.indiamart.com/investment_in_india/rbi.html DEFICIT FINANCING:- http://www.egyankosh.ac.in/bitstream/123456789/25383/1/Unit-14.pdf ROLE OF DEFICIT FINANCING:- http://www.egyankosh.ac.in/bitstream/123456789/25383/1/Unit-14.pdf DEFICIT INFILATION:- http://www.managementparadise.com/forums/archive/index.php/t-50041.html CAUSES OF DEFICIT INFILATION:- http://rbidocs.rbi.org.in/rdocs/content/PDFs/90018.pdfhttp://www.psnacet.edu.in/courses/MBA/economics%20notes/14.pdf EFFECT OF INFILATION:- http://www.psnacet.edu.in/courses/MBA/economics%20notes/14.pdf REASON:- http://www.egyankosh.ac.in/bitstream/123456789/25383/1/Unit-14.pdf

Thursday, September 19, 2019

Pride And Prejudice :: essays research papers

Jane Austen’s Pride and Prejudice takes place in England during the 18th century, with an evident main them of courtship and marriage. The Bennet family consists of Jane, the eldest daughter, followed by Elizabeth, Mary, Kitty, and Lydia. Being girls, they will not benefit from their father’s will which leads to their mother’s obsession over finding husbands for them. Eventually in the end of the novel, everyone is settled and married, however Bingley and Jane, and Darcy and Elizabeth have comfortable futures to look forward to. Similar to other novels written by Jane Austen, the main theme is courtship and marriage. On a smaller scale, this novel also refers to the reality behind appearances and "truth universally acknowledged, that a single man in possession of a good fortune, must be in want of a wife.† (p.1) Out of the seven marriages throughout the novel, three would inevitably end in failure and two are a success. With Mr. Collins and Charlotte Lucas, their marriage is based on economics. Charlotte sacrifices her own happiness for financial security. In the case of Whickham and Lydia, only superficial qualities are considered which in time would separate them. Another example of a marriage like Whickam and Lydia’s is the marriage between Mr. and Mrs. Bennet. As for Jane and the Elizabeth, their marriages are based on calm judgement and are well considered with mutual feelings. Throughout the novel, many of the characters are deceived by appearances, although they become dearer near th e end. In this time frame, women view that men have responsibilities to society. Being unable to provide for themselves because of their ignorance in areas of business or commerce, men would ensure financial stability. Another aspect of Jane Austen’s writing is her use of dialogue. It reflects when less of the physical appearances were used, but more of the inner qualities were displayed, during her time period. Austen is interested in where people stand in society and their engagements in dialogue. Often, through dialogue, her characters are developed. With Austen’s main focus being conversation, much of her work must be able to relate parts of the novel together, interpret clues, and notice tone and meaning. I believe that the main characters of this novel are Darcy and Elizabeth. Referring to the title â€Å"pride† would represent Darcy and â€Å"prejudice† would represent Elizabeth. Elizabeth’s â€Å"propensity to hate everybody† (p.51) and vanity leads to her prejudice.

Wednesday, September 18, 2019

Stress And Its Influence On The Mortality Rate in Eastern Europe :: Society Eastern Europe Death Rate Essays Papers

Stress And Its Influence On The Mortality Rate in Eastern Europe Death rates are associated with many complex, multifaceted issues in every society. The world is rapidly changing politically, socially and environmentally. With the fall of communism and the subsequent, dramatic social and political changes no other region in the world exemplifies global change like Eastern Europe. Specifically, the death rates of Eastern Europe countries have been increasingly fluctuating away from the norm. This has been caused by a wide array of interesting, sometimes obscure factors. Stress is a major factor, however, it is not the primary cause, as has been argued, of the increased mortality rates in Eastern Europe. Globally, death rates have been drastically decreasing. People are living much longer with the advent of better health care and improved nutrition. The lowest morality rates are all in well-developed, industrialized countries. The Soviet Union was formally one of the most powerful and industrialized countries. It held vast resources and enormous political power. Health care and nutrition in the Soviet Union was very good as is typical of a developed, industrial nation. Further, The Soviet Union possessed so much power and influence it supported many Communist, Eastern European countries. With the fall of the Soviet Union the region underwent an extremely dramatic change. Surprisingly, the birth rate in the Eastern Europe began to fall and the death rate began to steadily increase. Stone states: Soon after the former Eastern Block nations tossed off communist rule in the late 1980s and the Soviet Union imploded, people throughout Eastern Europe began dying in droves. Life expectancy plummeted. By 1994, for example, reaching the age of 57 was enough to put Russian men on the right side of the Bell curve (2001, 1). This is truly an alarming figure. There are many explanations for these changes. By understanding the multiple explanations and factors one can begin to better comprehend the problems affecting mortality. Stress, and its subsequent effects, has been found to be one of the most lethal killers of Eastern European men. Obviously, in a region where conditions are generally poor, stress is very high. After the Soviet Union collapsed most industry and leadership in subsequent Eastern European countries collapsed, leading to these poor conditions. "On one level, the main culprit is clear: coronary heart disease" Stone 2001, 1). Many societies exhibit high degrees of stress, so why are the effects in Eastern Europe so morbid? Many people believe that Eastern European citizens feel dejected and condemned to a poor life.

Tuesday, September 17, 2019

Tom and lily contrasted :: essays research papers

The Final   Ã‚  Ã‚  Ã‚  Ã‚  Everyone in a story is bound to be a dynamic character for it to become more interesting. Samuel, Lily, and Tom were all filling this role as dynamic characters in these two stories. This essay of the stories Searching for Summer and A Son from America will be analyzed. They will first be explained in how Tom and Lily went to a Ms. Hatchings house, and also will speak of why Samuel went to America. The essay will explain the reasons for coming back and what some of their worries were about. Then last in this essay there will be a part on the similarities of the endings.   Ã‚  Ã‚  Ã‚  Ã‚  In the story Searching for Summer there was a man named Tom and a lady named Lily. They got married and then after that they went to look for a bit of sunshine. They got married and went a little trip to find that sunshine. They drove their scooter to look for this sunshine but on the way it broke down. It so happens that this scooter broke down in a little town of Molesworth. A man named Mr. Nokes greeted them who you could say came off them as a little different. He was nice enough though to offer a room to them until their scooter got fixed in his little pub that he owned. Tom and Lily instead found this purse that this lady had left there by an accident and went on to ask Mr. Nokes where bouts they would be able to find the owner. After Mr. Nokes told them where they could find Ms. Hatching’s house they were off to return the purse to this lady. When Tom and Lily finally came to Ms. Hatchings house where they gave the purse back to her and then Ms. Hatc hings Son who was blind offered Tom and Lily to stay with them. Tom and Lily agreed to stay with the Hatchings and when Tom and Lily woke up the next morning they were amazed to see the sun shining high and bright.   Ã‚  Ã‚  Ã‚  Ã‚  In A Son from America Samuel went to America at suck a young age because he wanted to make himself a better life then his parents and he also wanted a better life for his parents. He didn’t want to have to go out in the sun every day and work for long days and only have enough to make it by he wanted more.

Monday, September 16, 2019

There and Home Again Essay

1 Introduction This term I was asked to plan a holiday for me and my classmates to Beijing, China and at least one other place of my choice. The holiday is to be 21 days long. The second country chosen is Canada and the third is Kenya. 2 Flight Itinerary 2.1 Monday 23rd July depart Rockhampton at 8:00am arrive in Beijing at 11:40pm 2.2 Monday 28th July – Tues 29th July depart Beijing at 2:45pm arrive in Ottawa at 1:44pm 2.3 Monday 4thAugust-Wednesday 6th depart Ottawa at 9:30pm arrive in Nairobi 10:20am 2.4 Monday 11th August- Wednesday 13th August depart Nairobi at 4:40pm arrive in Rockhampton 11:50am 3 Beijing Day Planner 3.1 24th-26th July Departure: Daily Duration: 3 days (start from about 8:00 am and back around 5:00pm) Attraction: Day 1 – Badaling Great Wall, Ming tomb ; Day 2 – Tiananmen Square, Forbidden City, Temple of Heaven, Summer Palace; Day 3 – Hutong, Lama Temple, Panda Zoo and exterior view of Olympic Stadium. Tour Guide Language: English Feature: 3 days small Group tour is to enjoy Mutianyu Great Wall, Forbidden City, Temple of Heaven, Summer Palace, etc. Service include hotel – sightseeing transfer + English tour guide + lunch + entrance tickets. Figure : Great Wall of China 3.2 27th July Relax in hotel 28th-29th July are flying days 4 Ottawa Day Planner 4.1 30th July Day cruise with capital cruises on the Ottawa River to see spectacular views of some of the city’s attractions such as the Parliament Buildings, Canadian Museum of History (formerly Canadian Museum of Civilization), Rideau Falls a UNESCO world heritage site, and the Prime Minister’s residence. 4.2 31st July Relax in hotel 4.3 1st August Full day hop-on, hop-off bus tour with Gray Lines. Opportunity to Hop on and off at over 75 of Ottawa’s most famous city landmarks. 4.4 2nd August Enjoy a day walking around Ottawa and stop for lunch at one of the many cafes along the streets of Ottawa 4.5 3rd August Relax in hotel Figure : Parliament Hill Ottawa 4th-6th August are flying days 5 Nairobi Day Planner 5.1 7th-9th August 3 Days Masai Mara Camping Safari A fantastic 3 day Camping Safari to Kenya’s Masai Mara Reserve via the Great Rift Valley. 5.2 10th August Kickback, relax and unwind and get ready to go home. Figure Hilton hotel Narobi 10th-13th August are flying days Conclusion In order for the whole group to save for this holiday we would need to save $2400 a month which ends up being $590 per week for a year. In order to save up for just me I would need to save $874 per month for a year. It would be impractical for a highschool student my age to save up that much money in that shorter time. Bibliography Ottawa Canada’s capital, 2000, 4/05/14, http://www.ottawatourism.ca/en/visitors/what-to-do/tours-and-sightseeing Capital Cruises, 2007, 4/05/14, http://www.capitalcruisesottawa.com/en/sightseeing.html Beijing landscapes, 2002, 4/05/14, http://www.beijinglandscapes.com/beijing-tour.html Gray line, 2000, 4/05/14, http://www.grayline.com/tours/ottawa/discover-the-capital-1-day-hop-on-hop-off-5874_9/#.U2Ycn3mKC01

Solubilities Within a Family Lab Report

Purpose/Objective The purpose of this experiment is to identify the periodic trends in the solubility of the alkaline earth metals and compare the results to that of lead Materials 1. Pencil 2. Lab notebook 3. 5 small test tubes 4. Droppers Chemicals 1. 0. 2 M Mg(NO3)2 2. 0. 2 M Ca(NO3)2 3. 0. 2 M Sr(NO3)2 4. 0. 2 M Ba(NO3)2 5. 0. 2 M Pb(NO3)2 6. 1 M NaOH 7. 0. 2 M NaBr 8. 0. 2 M NaI 9. 0. 2 M Na2SO4 10. 0. 1 M Na2CO3 11. 0. 2 M Na2C2O4 12. 1 M NaCl Data and Results Mg(NO3)2Ca(NO3)2Sr(NO3)2Ba(NO3)2Pb(NO3)2 NaOHCloudyMilkyCloudyCloudyMilky NaClNo reactionNo reactionNo reactionNo reactionPowder NaBrNo reactionNo reactionNo reactionNo reactionCloudy NaINo reactionNo reactionNo reactionCloudyBright Yellow Na2SO4No reactionNo reactionWhite, yogurt-likeMilkyMilky Na2CO3MilkyMilkyPowderWhite, cotton-likePowder Na2C2O4No reactionMilkyMilkyPowderPowder Sample Calculations None ? Discussion and Comments This experiment tested the theory that the elements in the periodic table are arranged in a manner in which the elements of a group share similar chemical properties. The elements we used were the ones from the alkaline earth metal group. These elements tend to form 2+ cations and are very reactive. We also compared these elements to that of lead because lead also forms a 2+ cation. We used the chemical property of solubility to observe the periodic trends of the alkaline earth metals. As a general rule, reactivity increases as you move down a group in the periodic table. This means in regards to solubility that the more you farther you move down the group the more insoluble the element is when combined with hydroxides, chlorides, bromides, iodides, sulfates, carbonates, and oxalates. My results were consistent with this theory in that the mixtures went from no reaction to forming a precipitate or from forming a light precipitate to a heavy one as the elements moved down the periodic table. The precipitates that were formed gradually changed from a cloudy or milky mixture to a heavy solid precipitate that would settle on the bottom of the test tube. In some instances lead reacted very similarly with the alkaline earth metal but very different in the other reactions such as with iodide. This is due to lead’s position on the periodic table as compared to those of the alkaline earth metals. The position on the periodic table correlates to an element’s atomic radius, ionization energy, and electron affinity. All of these properties affect an element’s chemical properties such as solubility. A systematic error occurred during my experiment when I observed a reaction between barium and iodide. There should have been no reaction. This error is probably the result of using a test tube that was not cleaned properly prior to combining Ba(NO3)2 with NaI. This experiment reinforced the concepts introduced in Chapter 8 of our textbook. Pre-Lab Questions 1. The names and symbols of the alkaline earth metals encountered in this experiment are: a. Magnesium – Mg b. Barium – Ba c. Strontium – Sr d. Calcium – Ca 2. a. The general electron configuration of the alkaline earth metals is [Noble gas]ns2. b. The electron configuration for lead, Pb, is [Xe]6s25d104f146p2. c. All the formulas of the oxides formed by the alkaline earth metals and lead have the general formula of RO. 3. The general formulas for the following compounds with alkaline earth metals or lead: a. RSO4 b. RCl2 c. RCO3 d. RI2 e. RBr2 f. RC2O4 g. R(OH)2 h. R(NO3)2 i. RCrO4 4. The general method that was used to examine qualitative solubilities in this experiment is observation. Post Lab Questions 1. The solubility of the alkaline earth metals with hydroxides increases as you move down the group; soluble with halides; with sulfates, carbonates and oxalates decreases as you move down the group down the group. 2. The solubilities between alkaline earth metals and lead with NaOH are similar ecause all of the reactions were either cloudy or milky. The solubilities between alkaline earth metals and lead with NaCl are different because all of the alkaline earth metals are soluble but lead is not. The solubilities between alkaline earth metals and lead with NaBr are different because all of the alkaline earth metals are soluble but lead is not. The solubilities between alkaline earth metals and lead with iodide are different because all of the alkaline earth metals are soluble but lead is not soluble and formed a bright yellow precipitate. The solubilities of Mg and Ca with SO4 are different because they are soluble but lead is not and solubilities of Sr and Ba are similar to lead. The solubilities between alkaline earth metals and lead with CO3 are similar since all of compounds form some sort of a white precipitate. The solubility of Mg with C2O4 is different from lead because it is soluble but lead is not and solubilities of rest of alkaline earth metals are similar because they all form some sort of white precipitate. . The solubilities of the alkaline earth metals and that of lead may differ markedly due to their respective electron configurations. The alkaline earth metals like to give up two electrons from their outer shell and form cations because by doing so their electron configuration becomes isoelectronic with the closest noble gas. Lead looses its to electrons from the 6p suborbital. Resources Chang, R. (2010). Chemistry: 10th Edition. New York, NY: McGraw Hill.

Sunday, September 15, 2019

Jim Morrison

Case Study on Jim Morrison Abnormal Psychology Mount Vernon Nazarene University By: Michael Moyer Tuesday, December 6, 2011 In the following pages, I chose Jim Morrison a rock singer from the 1960 and 1970’s band called the Doors; I am going use him as a case study example. Jim had abnormality and I will explain this in detail in the case study. I will also give you a comprehensive clinical background on Jim Morrison. In addition to the background, I am give you a look at his symptoms at the time of onset, severity, exactly what his personality disorder caused him to experience.After that, I will provide you with a 5-axis diagnosis of him including a GAF score. Later, in the case study I will give you behavioral explanation from a B. F. Skinner approach and explain how Jim developed his abnormality according to his theory. In the closing pages, of the case study I will provide a treatment plan with methods I chose to use. In addition, why I feel this would help him and the obs tacles I encounter in my treatment with Jim Morrison and ending, with my prognosis. James Douglas Morrison and his number one alias is Mr.Mojo Risin anagram of his name Jim Morrison and common nickname The Lizard King was born December 8, 1943 Melbourne, Florida, United States and Died on July 3, 1971at the young age of 27 in Paris, France. He died from a suspected heroin overdose and years of severe alcohol and drug dependence, which climaxed to his death in and no autopsy was performed on his body after death, and his exact cause of his death is still unknown. Jim Morrison is buried in the Pere Lachaise Cemetery in Paris, one of the city's most visited tourist attractions (Riordan ;Prochnicky, 1991).Jim Morrison family and childhood years, before he became a legend. He was born to his parents Rear Admiral George Stephen Morrison and Clara Morrison. He also had a sister, Anne, who was born in 1947; and a brother, Andrew. He was of Irish and Scottish descent. He had an I. Q. of 149 he had high intellect and that was his key to writing great songs and poems however no drive to use his education for higher learning. His parents never spanked him and he lived what was quasi-military way of disciplining. His parents always dressed him down or has a military drill nstructor would talk down to his recruits and break down any line of defense to infer his total control and his father would tell him what he had done wrong over and over again, until reducing him to tears, however he learned to hold back his tears. Moreover, he developed a great sense of hate for his parents especially his father. He never had any true friends beside the band and his wife Pamela; they were the only people that did not run from his outburst and wild and coursed behavior that stemmed from his drug and alcohol abuse (Hopkins, 1992).His onsets of substance abuse develop early, because of his hatred of his father and swore never to do anything his father wanted. His periods of drinking starte d slow, however his drugging was at severity level quickly. He smoked pot and tripped on acid during college years claimed it helps him see the world more clearly. On the other hand, Jim was falling to the grips of borderline personality disorder for example, he was aware that he is slipping into despair, and voiced his concern that he did not know who he was.According to the authors, he stop eating and went on a sleep deprivation and taking large amount of acid, because he thought he was a shaman and was doing what young Indian braves, did to find there selves in trance of unconscious and learn who he was because everyone else did not know him. ( Riordan ;Prochnicky, 1991). However, his relationships were blurred and quickly lost excitement for the people he performed for and he started to use large capacity of drugs, and this still was not enough to quiet the demons anymore.He developed an self-damaging impulsiveness personality and had thoughts of suicide for example he would cli mb tall building tripping on many different psychedelic drugs and walking on the edge with no fear of falling. In addition, his nights of sexual experiences and using drugs with many different women played a part in his mood swings and intense anxiety or depression that would last for days and weeks, because he never took the time to detox and come down from the drugs.Moreover, his chronic feelings of emptiness became more dreadful and his first line of defense of alcohol had ceased to numb the pain of emptiness. His thoughts of getting drunk, high, death, and working on his poetry consumed his daily life. When he serve his probation requirements he played games with the psychiatrist, playing him with a stream of intellectual and philosophical nonsense, and then ending the sessions shortly when he became bored. In addition, he reacted to sychotherapy with distain and scorn, but he ached deep in his absorbent self-core and harbored an ambiguous, unconscious hope that something or som eone might have pulled him up from the void and helped him stop living on the edge and testing the bounds of reality. It was around 1970 when Jimi Hendricks and two weeks later Janis Joplin died of overdosed caused by an injection of heroin. Janis’s death bothered him, his death anxiety that Irvin Yalom, wrote about caused him to have his lingering thoughts about death more impulsive, and his behavior became more wreck less.He would come to perform so drunk and high he could barely finish a concert with going to jail or assaulting someone. He also started to ruin family and friendship gatherings with being late or so rude to his friends they all left. Furthermore, he had troubles keeping up with recording session and personal tasks. My five Axis diagnosis with Gaf score, examples, and reason why I felt Jim Morrison needed treatment. Axis 1: Alcohol Dependence, with Physiological Dependence 303. 90, Substance-Induced Mood Disorder (Opioid, Cocaine, Cannabis, and hallucinogen i ntoxication 292. 9) with Mixed Features, and (X) With onset during intoxication According to the DSM IV-TR: he meets the criteria in Axis I in these ways: * His recurrent substance uses and resulting in a failure to fulfill major roles for example never on time for concerts, studio times, and gatherings * His recurrent substance uses that in most of his situations ended in him or someone suffering from physically hazardous for example, him drunk driving, climbing up to the top of tall buildings, and walking on the edge not worried about death, being rude to friends and always cheating on his wife. His recurrent substance-related legal problems for example him being arrested on several occasions before or during a concert, at partying, gathering with friends and fans. * He continued his substance uses despite having persistent or recurrent social or interpersonal problems caused or intensified by the effects of the substance for example, instability in interpersonal relationships, fa mily, co-workers, and personal relationships. He has indicated by evidence of tolerance or symptoms of withdrawal for example, he never entered the studio without a bottle of liquor, spends his days in bars that surround his motel, sleeping and partying with many different women including his wife. * Clinically significant maladaptive behavioral or psychological changes that developed during, or shortly after, alcohol ngestion for example, his lewd and lascivious behavior, drunk driving, interference with flight of an aircraft, and sexual aggressive behavior, his mixed periods of mania and depression, and ending with long periods of anxiety that lead to make him feel more empty inside. (These previous symptoms are not due to a general medical condition) Axis 2: Borderline Personality Disorder 301. 83According to the DSM IV-TR, he meets the criteria for Borderline Personality Disorder in these ways: * Jim show frantic efforts to avoid real or imagined abandonment caused by his father not accepting him as child and as adult. * He had a pattern of unstable and intense interpersonal relationships with his family and friends and alternating between extremes of idealization and devaluation, with his mood swings cause by his drug and alcohol use. Shifting and unpredictable moods and recurrent suicidal behaviors, gestures, or threats, like climbing tall building and walking on the edge extremely intoxicated. * A poor control of impulses and emotions beginning in early adulthood and evident in a variety of contexts, where his mood would leave him with chronic feelings of emptiness and was confused who he was. * He had an unstable self-image and self-injuring with reckless drinking and drugging with many different sexual partners. Axis 3: NoneAxis 4: Problem with Primary Support Groups (his entire friend able him in his actions), (Disruption of family by separation as a military family) and (his father inconsistent behavior between treating his children as recruits and exercising little parental authority) Problems Related to Interactions with the Legal System/Crime Jim was (arrested at least ten times on such charges as drunk driving, lewd and lascivious behavior, battery, and driving without a license), (harassing media law enforcement officers), and (his Arrest and litigation record left him with and unpredictable future) Axis 5: GAF= 38 current however he moves up and down the scale with his mood swings (30-40).I rated him this way because his behavior is considerably influenced by delusions, hallucination, or severe impairment with his family, friends, job, judgment, and mood. In most days caused by his depression, drug, alcohol use, and his personality disorder hindered him from recovery. Now, I am going to explain how Jim developed his abnormality with a Freudian approach on id, ego, and super ego. In addition, explain some of Freud defense mechanisms that rescued Jim on a daily basis. I believe Freud would of said that his id and ego are m ixed up and causing his motivating behavior to be twisted by him being raised in a military control family that moved from state to state and not giving him time to find himself.In addition, Freud’s psychoanalytic approach would help to explain his behavior, motivation, and borderline personality disorder. For example, he was a highly education with a IQ of 149, however, his father controlled his life by wanting him to join the Navy and follow his footsteps, and Jim wanting to go to film school and write movies. Freud would say he is struck in spitting out (rejection) mode of functioning, because everything his father made him do, he rejected it and did his own thing as child and as an adult (Fiest;Feist, 2009). Freud identified three components of personality structure: the id, the ego, and the superego. He would have thought Jim behavior was due to the result of interactions between these three components.His id is the primitive, instinctive component of personality and ope rates according to the pleasure principle. For example, he ruled by the pleasure principle which set his personalities in motion to meet all satisfy instinctual needs and led to his drugging and alcoholism. In addition, he would say his id never matured and his actions are controlled by some unconscious behavior to be like a Shaman and live his life in acid induced trance looking for his way. His id is entirely centered on his needs and wants like sex, drugs, alcohol, and writing poetry. This drove him to fulfill all his desires at the cost of many relationships, friendship, and his life.The ego was his decision-making component of his personality and it operated according to his reality principle in which he rarely seen, because of the high amounts of drugs and alcohol in his system. His conflict caused his ego and the lines between his unconscious and reality to be distorted. Freud also would say he struggled with reality principle and the tight bond he developed after he witness a car crash in the desert. There in desert was truckload of American Indians were scatter across the ground bleeding to death and he swore the Indian Shaman’s soul jumped into his soul. This event is what led to his identity crises and his desire to consume large amount of acid to see his path of life, in a many different visions and trances (Riordan ;Prochnicky, 1991).If Jim were still alive, I would use close quarters and secure measure for substance-abuse treatment with detoxification as the first step, to help eliminate all the substances from Jim’s body and protect him from himself and others enabler’s. Followed by Freud Psychodynamic Therapy and we would try free association to get him talking about all his emotions, thoughts, and any images coming to mind (Comer, 2011). I would sign Jim into long-term inpatient treatment program combined with antidepressant, anti-anxiety, and a comprehensive substance treatment program that would help him describe his dre ams in â€Å"therapist interpretation sessions, with the three interpretations phenomena techniques’ resistance, transference, and dreams† (Comer, pg. 59, 2011).If previous treatment measure did not work, because he reacted to psychotherapy with distain and scorn as he did in probation force treatment, I would try Marsha Lineman’s â€Å"Dialectical Behavior Therapy† approach (Comer, pg. 528, 2011). In this treatment, I would be helping him to cope with his disorder. In addition, this approach will teach him to take control of his life, their emotions, and himself through self-knowledge, emotion regulation, and cognitive restructuring (Comer, 2011). One other problem we might have is he like getting high, sees no issues with it, and believes it a spiritual tradition to get high and test limits of life for his sick pleasure. I hope with the previous treatments or his continue drug use he see a vision of himself recovering and changes his ways and follows my direction to brings him to better place in life.Jim’s prognosis would depend on how willing he was to address these difficult issues. The life Jim had created for he is very demanding person. The drugs, alcohol, and sex go together with being a stage performer with borderline personality disorder. I would have made it clear that he is not being forced into treatment and is free to leave at any time, but it is highly recommended that he stay. Only Jim could have made that decision. In closing, I would have hoped to see Jim recovered and see him go after his first dream of writing poetry and films. One other important hope would have seen him rebuild his relationship with his father. REFERENCES Association, A. P. ; Diagnostic And Statistical Manual Of Mental Disorders, Dsm-Iv-Tr. (Fourth edition ed. , Vol. Text revision). Washington, DC: American Psychiatric Pub Inc. , 2000. Comer, C. J. Abnormal psychology. (7 ed. ). New York, NY: Worth Publishers, 2011. Feist, J. , ; Feist, G. J. Theories of personality. (7 ed. ). New York, NY: McGraw-Hill Humanities/Social Sciences/Languages, 2009. Hopkins, Jerry. The Lizard King: The Essential Jim Morrison. New York, Fireside, 1992. Hopkins, Jerry and Sugarman, Danny. No One Here Gets Out Alive. New York, Warner Books, 1995. Riordan, J. , ; Prochnicky, J. Break on through, the life, and death of Jim Morrison. New York, NY: HarperCollins, 1994.

Saturday, September 14, 2019

Cottle Taylor: Expanding the Oral Care Group in India Essay

In 2009, the director of the oral-care marketing for the India division of Cottle- Taylor, Brinda Patel, thought of the brilliant idea to expand the oral care system in India. At this time 50% of the Indian population was very uninterested in curing their dental problems and did not see the need to obtain dental hygiene like toothbrushes and toothpaste. However, this did not stop Patel. She still believed that her plan would have a 20% increase in toothbrush unit sales. Her plan was to reward regions that met or exceed sales objectives and to reorganize those that underperformed. Patel’s boss gave her two days to revise a marketing plan that came close to 30% unit sales growth. Patel was determined and confident in doing so. In 2009, India was not doing so great as a country. They has about 37% of their population living below the poverty line ($1.25 U.S dollars per day) and about 78% lived in rural towns and villages. Many Indians cleaned their teeth with Neem twigs and didn’t associate with dental healthcare at all. The Indians who live in rural towns were more likely to refrain to these oral care products. A lot of the problem was that there were not dental technicians readily available to the Indian population at all. The dental professionals would move out of India for a higher pay. This caused the problem of not even being aware about the importance of the modern health care. Cottle-Taylor in 2009 needed to bring three different marketing strategies to India to become successful and increase sales in the oral care group: segmentation, targeting and positioning. These were three very important things to consider when making this expansion into India. Segmentation is the act of dividing the ta rget market into subsets of consumers who have the common needs and priorities and then implementing the strategies to target them. This was very important to India’s dental care because 50% of the population was not interested in changing their dental habits at all. With segmentation, Cottle-Taylor’s Company can easily assess which of their products they should market to those who have never used a toothbrush before, those who use them but not as frequently and those  who have been using toothbrushes in the past. The company can also separate it within demographics. They can market the product to those with low incomes, those with middle incomes and products for those with higher incomes. This would help the consumers know what it is that they want and know that there is something that they can also afford. With this marketing strategy, you can get the most profit since more people will buy what they can afford. Targeting is another great marketing strategy that would be very beneficial to Cottle India’s products. Targeting is to strategically place advertising to reach consumers based on demographics, income, behaviors etc. India needs different target audiences based on the type of product that needs to be sold to a specific re gion or people group. If you adapt your products to satisfy the people who are buying them, they would more likely want to buy them. With toothbrushes, if you target them to the population of Indians that are more likely to buy them, or target this new invention to those who never used them, the different targeting ploys will definitely help gain profit. What Patel thought would be most successful was to target more towards those who have never been exposed and those who don’t use them as frequently in India, and then eventually once they see and understand the importance they can upgrade to the battery powered toothbrush. I believe that was the most lucrative plan for the company as well. The people who already are using toothbrushes do not need as much advertising as they have already been a part of the toothbrush selling market. Positioning is the last one and it is the most important. You need to be very strategic in where to place your product to where it would be the most profitable. These strategies are exactly what was a part of Brinda Patel’s plan. She devised three different marketing/advertising plans to help increase the demand of these products. The first was to persuade consumers to brush for the first time. These advertisements would be placed and targeted in the rural regions where they were using the tw ig methods of dental car This type of advertising would be low income, using the 12mm budget for advertising. Secondly she wanted to increase the incidence of brushing. It was shown that the people in India who were brushing their teeth did it very infrequently. This would be more for people who have been exposed in middle incomes. This type of marketing would be used more heavily. The last was to persuade consumers to upgrade to mid-range or  premium products. This would be targeted to people in the urban areas that had more money than those in the rural regions. Brinda Patel’s plan is planned out very well and is very reasonable to succeed if produced correctly. She is thinking more long term, which would benefit the company in the long run. The marketing and advertising will definitely get customers to want to buy and see the importance of the toothbrush and as they become more exposed to the possibilities they will upgrade. As Shown in Exhibit 8, India is slowly but surely working there way to improving dental health care. In 2009, 87% were buying low-end manual brushes, 12.5% were buying mid-range manual and .5% were buying battery-operated. This means that they are increasing to some extent their product usage. Exhibit 9 also shows the percentage income statement from toothbrushes. Cottle India i n 2009 made an 18% profit from their operations. This is definitely raising and increasing drastically. It just depends on how you market the importance of the products that you are selling and targeting them to the right people. Even though they are not making as much money in India as they are in other regions, this start is definitely something that they can work on expanding. Income Statement for 2010: Revenues Net Income $0 Cost of Goods Sold (1000*$1.00)+(50000*2.00)= $101,000 (low income) (middle) Expenses Cost of toothbrush (10000*.50)+(50000*1.00)= 50,500 Advertising 3,000+ 9,000= 12,000 Net Income Before Tax = 38,500 With the plan of Brenda’s using only the low and middle income if they sell the amount of toothbrushes within that one year in India then they would make a massive profits. Selling 1,000 low income toothbrushes and 50,000 of the middle income they would sell 101,000 dollars and adding in the costs of the toothbrushes and advertising they would make 38.5 thousand dollars their first year. Patel is curious to increasing by 3% in ad dollars lead to higher revenues and profitability. I definitely believe so. With the rate of expansion throughout India showing the importance of dental care, and the rate that it is currently rising at, I believe that with a 3% increase, advertisers would still buy this to continue to rise and the expansion of dental health care. In conclusion, this was a very smart deal for Cottle-Taylor Company to market towards the lower incomes. With earning the majority of dental sales in India, this partnership was a great marketing and strategic management move for their company. Because they were the first and most reliable at the country, consumers will keep relying on Cottle to go to for their dental care products. The only thing that the company needs to expand on is the amount of people who are interested in this product. If they get a more steady consumer basis, their profits will rise exponentially.

Friday, September 13, 2019

Unforgettable day Essay Example | Topics and Well Written Essays - 500 words

Unforgettable day - Essay Example Together with my family in the silence, I understood for a moment the deadness that people feel in the primeval desert. It was very difficult to imagine and see a place without human existence. I almost believed that the primitive land will be grateful after the departure and absence of the tourist as the desert, and its creations will return to their ancient states undisturbed by the anxious and brooding men. I stood on the open, out of the underworld. A thousand feet below me were a curving ridge of sandstone that was existing to the eye, a tiny feature that was lost in the vastness of the canyon systems. Far in the east was an isolated storm that was boiling over the desert as a mass of clouds that was bordering the earth surface with trailing curtains of rain and lightning. A land where there is few signs of life and were rivers flow unseen through the trenches in the rock. Other scenery consisted of golden dunes, desert lakes, alluvial fans, plateaus, playas and desert animals i .e. snakes, camels and birds. Strolling on with my family, it seemed that the strangeness and wonder existence of the desert was really emphasized here by the comparative scarcity of the fauna and flora. Desert life is not overcrowded place but plants here are scattered abroad in simplicity and sparseness. The living organism stood out bold and brave with a generous gift of space defined between each tree, bush or stem of grass existing vividly against the lifeless rocks and sand. In the desert, there is no any shortage of water. Rather, water in the desert is extremely in the appropriate amount creating a perfect ratio between water and rock insuring the generous space between plants and animals, cities and town. Really the desert is quiet a very different place from other parts of the nation. As a family, we were to spend the night in two tents in the desert. I was afraid but the presence of my brothers who were elder than me mad me stronger. We played soccer in the evening

Thursday, September 12, 2019

Our Barbies, Ourselves by Emily Prager Article Example | Topics and Well Written Essays - 750 words

Our Barbies, Ourselves by Emily Prager - Article Example Prager asserts that this physical perfection on part of the most popular doll undermines the feminist movement and other feminine ideals. Prager acknowledges that Barbie does serve as a role model in terms of her liberated sense of style and living. The showcasing of Barbie’s bohemian lifestyle, spanning condos, fashion plazas, swimming pools and beauty salons is appealing for young girls. Yet, her combination of verve and freedom does not compensate for real substance. Prager constructs her arguments well through the use of deductive logic. She exposes the problems associated with Barbie’s idolatry. At the center of Prager’s criticism is the homocentric physical construction of Barbie and the highly materialistic basis of her lifestyle. As much a criticism of Barbie, the essay is a criticism of society at large for allowing a flawed concept to take such strong cultural roots. I Have a Dream by Martin Luther King Jr. This landmark speech of the Civil Rights Movem ent is one of the most powerful public orations ever. It was delivered by Martin Luther King Jr. on 28th August 1963 at the steps of the Lincoln Memorial in Washington D.C. The speech is exceptional for both its logical merit and emotional appeal. Indeed reading the transcript of the speech dilutes some of its rhetorical effects that were witnessed firsthand by the fortunate congregation at the Lincoln Memorial. ... Though the speech is delivered for political mobilization and has for its subject the deep-rooted social malaise of racial discrimination, it does not sacrifice its rhetorical flourishes. The combination of a powerful rallying cry delivered with a style bordering on poetic recitation makes it the most singular. It is hard to find any flaws with the speech. This is testified by the fact that it continues to be a source of inspiration for social activists even today. Message to the Grassroots by Malcolm X This is a public speech by the militant black leader Malcolm X, calling upon men of his race to unite in their efforts to fight white oppression. The speech is reminiscent of the more famous counterpart delivered by Martin Luther King Jr. But the methods advocated by the two speakers are contrasting. While the philosophy of King was one of non-violent activist organization, Malcolm X forwards a more militant approach to racial equality. Malcolm X’s agenda is also much broader t han attaining political rights. He believes that unless Black Nationalism (with due territorial sovereignty) is achieved there is no scope for black liberation. Malcolm X thus condemns the pacifist and conciliatory strands of the Civil Rights Movement. He urges all the black brethren to unite in their claim for a separate black nationhood. If a bloody revolution is what it takes to achieve that end so may the black race incur is his central message. Though Malcolm X’s speech is powerful in terms of rhetoric and public appeal, I personally do not find it acceptable. Malcolm X has a valid point in urging all factions of black social activists to unite. But his ready endorsement of violent means for achieving socio-political goals is problematic on two counts. Not only is Malcolm X’s stance

Wednesday, September 11, 2019

Bottoms Up Market Sizing Research Paper Example | Topics and Well Written Essays - 1000 words

Bottoms Up Market Sizing - Research Paper Example With unit investment trust which are registered companies that posses both characteristics of mutual funds and closed-end funds, their presence is attributed to low number of investment companies below year 2000 level despite net increase since in 2005. The number of new UITs has increased by 2011 by opening 51 new trusts, while closed end fund sponsors had increased with 10 by 2011 since year2005 (Investment Company institute, p, 17). ETFs which are regarded as hybrid of other investment companies (Dow Jones& company) have continued to increase with significant speed where 216 new fund have been opened, on net, by 2011 there were 1,166 ETFs which is 15 times that existed at year 2000 ( Investment Company institute,p.19). ... ,880 642 743 5,984 16,249 2009 8,612 627 820 6,049 16,108 8,540 624 950 5,971 16,085 2011 8,684 634 1,166 6,022 16,506 Source: Â   Source: Investment Company,p.19 Assets Managed By Fund Managers United state represented the world largest of mutual fund market, at the end of 2010 i.e. 11.8 trillion under management which is 48 % of global mutual fund asset under management (Investment Company institute, p.14). US registered investment companies managed $13 trillion by the end of 2011 (investment company fact book, p. 8) while this figure represent is a decrease of $ 129 billion since 2010. This is attributed to 1 % stock index fall hence decrease in total of net asset of fund invested in domestic equity market. Also through lowering of US equity and bond fund that held international asset, resulted to decrease in dollar value of non domestic securities in their portfolios (Investment Company institute, p.34). Asset under Fund Managers Year Tax-free debt trust assets (left scale) Taxa ble debt trust assets (left scale) Equity trust assets (left scale) Total trust assets (left scale) 1992 81 10 6 98 1993 71 9 8 88 1994 a 7 9 74 1995 51 8 14 73 1996 41 8 23 72 1997 38 6 41 85 1998 32 5 56 94 1999 26 4 62 92 2000 23 4 48 74 2001 19 4 26 49 2002 17 4 15 36 2003 13 3 19 36 2004 11 3 23 37 2005 10 2 29 41 2006 9 2 39 50 2007 8 2 43 53 2008 6 2 20 29 2009 10 4 25 38 2010 13 4 34 51 2011 16 4 41 60 Source: Investment Company institute, p.34 Revenue Generated By Assets under Fund Managers Financial currency trading market is quite dynamic with which changes daily and keep evolving as technology keep changing the course of online trading (Jeulin). Income represented by divided distribution mainly is generated from interest and divided earned from securities in fund manager

Tuesday, September 10, 2019

Memo and Email Article Example | Topics and Well Written Essays - 750 words

Memo and Email - Article Example Although organizations benefit a great deal from the use of email services for correspondences, there has been a growing concern regarding the misuse of email services, which are proving costly to organizations. Evidences across organizations show that emails are increasingly at risk of misuse by malicious employees. The increased misuse of company emails has seen a rise in employers firing their workers now and then. Current estimate shows that more than a quarter of employers have fired their employees for e-mail misuse. For instance, PNC Bank recently fired Norma Yetsko and Heidi Arace for sending offensive jokes on companys email (Morales 3). The Management of PNC Bank claimed that the two of its employees violated the company policy by misusing the company emails by sending offensive jokes, which were not only defamatory, but also landed the company into a lawsuit. MacDonald Dettwiler Company also fired two of its employees, Nicolas Di Vito and Alastair Mathers for sending offen sive emails depicting the sexual gymnastic of a female co-worker who is overweight. The offensive email resulted in a lawsuit in which the offended woman jointly sued the company and the two employees for defamation (Morales 3). These among other incidences shows how misuse of company email can be costly to a company. In both cases, the email misuse by the employees dented the image of the two companies and resulted in a civil liability. The email risks that happened at MacDonald Dettwiler Company and PNC Bank can happen in any company at any time. Therefore, to prevent the occurrence of email misuse by employees, it is critical for the management to create guidelines that define how emails are used in the organization. Creating email guidelines will be of great benefit to the company since it will ensure that the companys staff uses emails professionally thereby protecting the professional image of the